One of the most challenging conversations with aging parents isn't about health or living arrangements—it can be about money and legal matters. Here's what I've learned from helping many families navigate this delicate territory.

The Cost of Waiting

Did you know?

• 60% of Americans don't have a basic will
• 87% of adult children don't know their parents' banking details
• Only 40% of families have discussed long-term care plans

Starting Early Matters!

Key Documents Every Family Needs:

1. Durable Power of Attorney
2. Healthcare Proxy
3. Living Will
4. Last Will and Testament
5. Insurance Policies
6. Bank Account Information

Starting the Conversation

Instead of diving straight into numbers, try these gentle openers:

• "I'm updating my own will. Have you thought about yours?"
• "Would you be comfortable sharing where you keep important documents?"
• "Can we talk about how to make sure your wishes are respected?"

Red Flags to Watch For:

• Unopened mail piling up
• Unusual purchases or withdrawals
• New "friends" showing sudden interest
• Confusion about basic financial tasks

Action Steps This Week:

1. Schedule a family meeting
2. Create a document checklist
3. Research local elder law attorneys
4. Start gathering important papers
5. Set up a filing system

Remember: This isn't about taking control—it's about ensuring your parents' wishes are honored and protected.

Need help navigating these conversations? I offer free consultations to help families get started.

Schedule your free consultation today. 

The best time to start these conversations is now, before there's a crisis. Let me help you create a roadmap for these important discussions.

Warmly, 

Barbara, The Aging Parent Coach